Credit Union advantages

When joining a Credit Union can also have the advantage of several benefits.

What you must first understand about Credit unions…
Credit unions are cooperative financial institutions, like banks, except the members own the credit union. They are not-for-profit entities that aim to serve their members rather than seeking to earn a profit. The main focus of a credit union is its members’ best interests. Credit unions often offer better savings rates, lower loan rates, and reduced fees because of this.

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#1 Attractive savings rates
Credit unions have various savings products with desirable savings rates.
• At least 2% interest rate on saving account (Deposito).
• Saving account for your children, with interest rates starting from 4.5%.
• Time deposit (depósito a largo plaso) for 1, 2, or 3 years, starting from 2.5% per year.
• Save for annually recurring expenses, such as vacation, study (of children), motor vehicle tax, etc.

#2 Discounts at local businesses
Because the Credit Unions have negotiated attractive deals with local stores for their members. With their membership card, members get discounts at selected stores. Check the list of discounts at your Credit Union.

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#3 Other benefits 
• Funeral insurance from ASKA (ACU members) and CUNA MUTUAL (other credit unions) at desirable rates. Add up to 5 family members.
• Members can pay their monthly charges (Aqualectra, Selikor, Flow, etc.) at their Credit Union. Members can also pay their motor vehicle taxes at ACU.